Build Your Own Plan

In today's world, an employee health plan is an integral part of any company’s employment package. When prospective employees are considering working for your company, a health plan is one of the first things they look for along with compensation.

Finding the right plan for your company can be a complicated and time consuming process. With a multitude of coverage options including: life insurance, vision care, long-term disability, critical illness, dental care and extended health care, it can be difficult to make an informed decision about what best suits your company and your empolyees.

At ICBA BSL, our job is to find the right plan with the right insurance carrier that fits your company and industry. This is our expertise and we will work with to do just that.

We created a multi-employer buying pool that allows small employers to buy benefit insurance at lower margins similar to that of a large employer. This means your business receives flexibility of coverage while at the same time getting lower rates and insulation from premium volatility.

If, instead, you prefer ownership and responsibility for your own usage and cost, then we can build a customized stand-alone plan tailored to your needs.

Here are some sample plans, take a look and contact us for a no charge consultation.

Plan A - Basic

$25,000 Life and AD&D
Dependant Life
Extended Health
  • No Deductible
  • 80% drugs and services

Dental

  • No Deductible
  • 80% basic
  • 50% major
  • $1,500 annual maximum

Learn More

Plan B - Basic Plus

$50,000 Life and AD&D
Dependant Life
Long Term Disability
Extended Health
  • No deductible
  • 80% drugs
  • 100% services
  • $200 vision care

Dental

  • No Deductible
  • 80% basic
  • 50% major
  • 50% orthodontics (children only)
  • $2,500 / annual maximum

Learn More

Plan C - Build Your Own

Compulsory Benefits
  • Life and AD&D: flat amount or multiple of salary
  • Extended Health 80%, 90% or 100% with or without deductible

Non-Compulsory

    • Vision care
    • Short-term and long-term disability: 66 2/3% replacement of income
    • Critical illness in flat amounts 0f $10,000, $15,000 or more
    • Dental Orthodontics
    • Group retirement program

    Learn More