Special Risk Insurance


Specialized Risk Insurance

Your business may require insurance which is not commonly covered by typical benefit programs. This is where special risk insurance comes in. Special risk insurance is used for:

  • MSP bridge coverage for new comers to the province
  • Temporary foreign workers are not covered by group benefit plans
  • Employees of Canadian-based companies working abroad for extended periods of time or in countries where group insurance travel coverage does not apply.

If you are uncertain about whether your benefit plan adequately protects any of your new or current employees, contact us, we can help you figure it out.

Replacement Plan

If an employee leaves your company and needs coverage during a transition period to a new job, or an employee is about to retire, our Replacement Plan, available to all our clients, fills that short term need and provides continued coverage well into retirement.